How to Obtain Credit Card Transaction History for an Individual

April 3rd, 2011
How to Obtain Credit Card Transaction History for an Individual

Your credit card transaction history is stored in the credit card company's computer records. Sometimes you need this information to verify or confirm some facts and figures. You may need to verify a purchase that was made years ago. This detailed history will have all of the information you need for a certain period of time. There are several ways you can access this information. You can go to the credit card company website and it will allow you access to this information.

    • 1

      Call the credit card company customer service department. Let the representative know that you want to obtain your credit card transaction history. Some credit card companies will be able to provide this information, going back seven years and some companies will provide information from the day you opened your account. Determine how far back you need your information and let the representative know bad credit personal loan. Confirm that they have the correct mailing address on file for you. If you need this information for a court case, a delay could be crucial.

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      Ask the representative to provide all of the details. The representative will process your request. It should take 10 to 14 days before the information is received. Check with the representative regarding other methods of securing this information. If your request is urgent, see if the process can be expedited. Some credit card companies allow you to access this information online and you may be able to have the information faxed, in which case it will take approximately 24 to 72 hours to receive. This time frame will depend on your credit card company and the number of requests being processed.

    • 3

      Wait for the information to arrive. Once you receive your packet of information, review it to make sure all of the credit card history you ordered is inside. A request for four or five years of information can turn out to be a lot of paperwork. Your transaction history should include all of your payments, purchases, credits, debits, cash advances, balance transfers and any other information applicable to your credit card account. If you don't receive the information within the allotted time, you may want to call back and confirm the information has been mailed. Ask to have the information sent using another format. The fastest method would be online. When you review information online, you may not be able to receive information from the day your account was opened. This will depend on your credit card company.