To add a person to your home mortgage, the person must be listed as an owner on the deed to your house. To add someone to the deed, you will need to refinance your mortgage. This is a complicated and costly process, but there are reasons you may want to do it, such as wanting to share ownership with a family member or partner.

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     Contact your lender and tell them that you want to add a person to your mortgage. Before you add someone to the deed, check to see if there is a clause in your mortgage that would cause the loan balance to become due upon changing the ownership.

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     Do your research. Think about who you want to handle the refinance. Don't assume that your current mortgage lender is the best choice. Research several lenders to find out who can give you the best terms. If you have trouble finding a lender, a mortgage broker may be able to help you shop around for the best refinancing deal.

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In the state of Arkansas, the Department of Finance processes all new car titles and changes to car titles. Any business that you want to conduct in person with the Arkansas Department of Finance has to be done through their revenue offices. A car title acts as the legal proof of ownership for a vehicle, which means that adding someone else to your Arkansas car title results in a legal shared ownership of the vehicle.

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     Download the "Application for Title or Replacement Title" form from the Arkansas Department of Finance website.

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     Complete the form with the new name information for the title. If you want your name to remain on the title, you also need to list it on the form.

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